March 12, 2022
UnionPay unified online payment portal
Recently, China UnionPay and China unionpay credit card banks have jointly upgraded the electronic payment enterprise business of UnionPay on the basis of adhering to the research on the Quartet model. As a unified management portal for online transaction payment methods in my country, UnionPay brings together various forms of payment technology tools including bank APP, cloud QuickPass APP, mobile QuickPass, SRC payment and various wallet APPs, realizing the interconnection of online acceptance information networks. , to bring users a more efficient, convenient and diversified payment experience.
When consumers shop on various e-commerce platforms, such as home in jd. com, the himalayas, multipoint, the original life, daily excellent food, mcdonald's, hello travel, yonghui life, netease yanxuan, etc., just click the merchant cashier You can choose any of the above payment methods that suit you. After the first payment is successful, UnionPay will pay according to the user's current payment method. For the next payment, if the user needs to change the application, just press "Other Payment Methods" to return to the UnionPay payment option.
At present, China Construction Bank, China Merchants Bank, Ping An Bank, China Everbright Bank, China CITIC Bank, Industrial Bank, Shanghai Pudong Development Bank, and Guangfa Credit Card APP have taken the lead in accessing UnionPay payment. In addition to the above-mentioned banks, other major commercial banks are stepping up their testing and will basically achieve full access within the year.
The new upgrade of UnionPay online payment not only enriches the Internet payment experience, but also provides users with new choices. It also improved the Quartet model of online payment and built a sustainable and win-win Internet payment ecosystem.
For users, while meeting their more payment needs, the continuous inclusive and profitable activities of UnionPay and banks will also allow more consumers to get real discounts.
For merchants, "China UnionPay" one-click access allows merchants to use a variety of payment tools, which not only reduces connection and acceptance costs, but also taps more potential users and increases revenue.
For a cashier, it only needs to access a unified interface to achieve comprehensive coverage of different payment schemes and payment methods, which helps the cashier to develop merchants and provide unified payment services.
From the bank's point of view, UnionPay's unified online payment portal can introduce more high-frequency online consumption scenarios for bank apps and increase the activity of bank apps. With its excellent payment services and financial technology capabilities, UnionPay provides banks with a unified online payment solution through standardized portal specifications, realizing a unified payment portal, unified payment process, and unified payment experience in bank apps. At the same time, UnionPay's rich and solid scene management capabilities will not only bring more online payment scenarios to banks, but also effectively help banks improve user stickiness and deepen users' brand perception of bank mobile payment.
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