How to calculate house mortgage interest

Nowadays, more and more people are buying houses, and banks’ loan companies are becoming more and more popular. However, many of them are not very clear about the interest calculation ability of Bank of China’s bad loans. How should the mortgage interest be calculated? Let me give you a specific calculation.

供樓利息

1. Mortgage down payment: When buying a house for the first time, banks generally require a down payment of 30% of the house price; if buying a second house, the down payment ratio is higher. The specific standard should refer to the prevailing standards in this city.

2. Bank loan interest rate: interest rate item annual interest rate (%), if the loan needs to estimate some daily interest, you can use annual interest rate/365 to convert to daily interest rate.

86 people within 6 months (including 6 months);

6 months to 1 year (including 1 year) loan 5.31;

1-3 years (including 3 years) loan 5.40;

3-5 years (including 5 years) loan 5.76;

Loans over five years 5.94

There are two ways to calculate mortgage interest:

1. Equal principal repayment method: The loan amount is divided into n equal periods according to the number of repayment periods, and the loan interest rate is multiplied by the outstanding principal in each period until the current interest is repaid;

2. Equivalent principal and interest repayment method: The principal and interest are annualized during the loan period, and the sum of the principal and interest returned in each period is equal. The first instalment interest is the amount of the principal occupied by the loan interest rate. The equal annuity paid in each period minus the first instalment is the principal repaid in the first instalment; the second instalment is calculated to repay the principal in the first The money is subtracted from the total loan principal to obtain the principal amount of the second period, and then multiplied by the loan interest rate to obtain the interest payable in the second period, and so on to subsequent periods.

The level of the loan interest rate can directly affect the profit distribution ratio between the bank and the development of the borrowing enterprise, and therefore affect the economic and social interests of both parties. Loan market interest rates vary with the types and maturities of online loan products, and are closely related to the scarcity of loan funds.

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Mortgage interest rate rises by 30%? Learn these tricks, you can reduc

Mortgage interest is too high, in addition to provident fund loans, there are two ways to save hundreds of thousands

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The part of wi-fi interaction modules during the World-wide-web of Factors

When you begin to get entangled during the Internet of Factors, you can listen to the phrase wireless interaction module often. Let me initially speak about the principle of "module". Module is actually a technological term that features a very big selection. The module to the application refers to your assortment of application statements which will be independently named and independently complete a specific purpose (ie a group of application code and data framework); the module to the hardware refers to an entire function made up of a number of parts with fundamental capabilities program. Anything at all that meets the definition could be known as a module, which could be divided into interaction modules, positioning modules, photosensitive modules, etc. in accordance with unique capabilities. The modules stated from the World-wide-web of Factors normally refer to wi-fi communication modules. Taiwan is accustomed to refer to modules as modules, and both hold the same which means.

What need to I do if I want to attach products to communicate while in the Net of Factors era? Equivalent towards the utilization of mobile networks to produce phone calls among people today, IoT gadgets also have a device identical into a "mobile phone" to aid them send and obtain signals. This can be the so-called wireless communication module. It can be a group of chips furthermore peripheral circuits needed with the chip, and there's now no unified definition inside the marketplace. The wireless communication module permits all types of Net of Factors terminal products to obtain the ability to transmit info on the online world, and is also the knowledge portal for all kinds of smart terminals to accessibility the world wide web of Items.

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It is actually the crucial element url between the perception layer as well as network layer from the Net of Points. The device info created by every one of the terminals in the World wide web of Matters notion layer must be aggregated to your community layer from the wireless interaction module, after which the unit can be remotely controlled from the cloud management system. Simultaneously, right after info examination, Bring the improvement of management efficiency.

The online market place of Issues is a very long industrial chain. You'll find chips from the upstream in the module, and terminal purposes in the downstream...So, the place is definitely the worth of the module? Envision that if a device hopes to "call" yet another machine and only provides it a chip, it are not able to communicate with other units. Presently, module manufacturers are needed to combine different components these kinds of as baseband chips, radio frequency, memory chips, capacitors, resistors, and so forth., to assemble interaction modules, as well as the unit can talk to other products.

So this can be the initial value of the module during the IoT market chain: components integration and application style and design, fusion of various interaction benchmarks, to satisfy environmental prerequisites in several application situations, drastically simplifying the work of software suppliers.

Equally as cellular cell phone users don?¡¥t ought to comprehend the theory of radio communication, they simply must make use of the mobile telephone dumbly, and application sellers don?¡¥t really need to do complex integration work by themselves. They purchase solutions from module suppliers and make use of them specifically.

In different software eventualities, the communication demands among matters are unique.

Whether it is a drinking water meter, it only really should transmit an exceptionally small amount of money of knowledge, and it does not ought to be transmitted each day; whether it is an automobile, the level of details it should transmit is way greater, plus the real-time information necessities are incredibly substantial; other gear ?a?aSuch as motors in factories, avenue lights around the roadside, speakers at home, all have their particular interaction requires...

Consequently, this is the next worth of the module within the IoT market chain: the upstream of your wireless conversation module could be the production raw materials this kind of as baseband chips, that have a significant degree of standardization; the downstream is several sub-application areas, that happen to be exceptionally scattered. The IoT module itself is within the center connection involving upstream standardized chips and downstream decentralized vertical fields, and wishes to satisfy the precise wants of various prospects and diverse software situations.

Module benefit summary

The primary price: hardware integration and program style and design, fusion of various conversation criteria, to meet the environmental prerequisites of different software scenarios, considerably simplifying the operate of software suppliers.

The second value: Within the center url between upstream standardized chips and downstream decentralized vertical fields, it must satisfy the specific requirements of different buyers and distinctive application scenarios.

Usually, wi-fi interaction modules is usually classified as follows in line with unique communication systems:

For instance, the 2G module refers back to the module that will access the operator's 2G community, the NB-IoT module refers to the module that can accessibility the NB-IoT network, and so forth.

Beijing Wonder IoT Technological innovation Co., Ltd. is dedicated to advertising the application and popularization in the Web of Issues, and offers methods in keeping with distinctive situations. The company's self-developed SIMLinK card management system realizes eSIM chip administration and provides eSIM module protection to cover 2G/4G/NB- IOT constantly promotes the appliance on the World wide web of Items.

Because the World-wide-web of Items will be the networking of apparatus terminals in all walks of daily life, which include several software situations, various software eventualities demand different wi-fi interaction modules, hence the software eventualities of your modules are especially wealthy, plus the market room is also very substantial.

While in the application eventualities of the Internet of Items, large particles (with yearly demand of over 10 million) marketplaces have formed mainly from the fields of sensible meters, cellular payments, smart autos, and good grids. The growth in these places has triggered main expansion within the wi-fi communication module marketplace.

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How you can utilize the "communication module" on the Web of Matters!

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PRAISE FOR AMBIENT IRONY

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表面実装型抵抗器

自家 SMT 產線滿載，支援不了工程研發 DOE 試驗，如何解？

技术分析：SMT生产工艺介绍

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The new engine capacity was obtained by increasing the stroke

Canadian MSRP and availability have not been announced yet. Dismountable rear frameFront suspensionUpside-down fork, stanchions Æ 41 mm. Adjustable hydraulic rebound damping and spring preload. The new engine capacity was obtained by increasing the stroke from 56.0 kW (95. Single piston calliper.5) 4th 22/28 (1.27) 5th 23/26 (1. The Sport setting provides an immediate and aggressive throttle response; the Touring logic provides a smoother response, ideal for touring and daily use, whereas the Rain map is ideal in the event of difficult weather conditions or on slippery road surfaces.

The technical elements, on the other hand, play a fundamental role, becoming a fundamental part of the design. Dorsoduro 900 introduces a new Aprilia traction control system with sensitivity adjustable to three levels (it can also be disabled) to limit rear wheel spin by chopper motorcycle for saleacting on ignition and the injection throttle valves.83rd 20/30 (1. This solution has created precious space for an optimum exhaust manifold layout, without having an impact on the length of the bike and without stressing the shock absorber thermally.3 inches) at the instrument clusterSaddle height 870 mm (34.

The engine is, therefore, always able to distribute the ideal torque and provide the best acceleration, all to the advantage of a satisfying and fun machine to ride.Better Performance from the Revamped V-twin EngineStarting from the 750cc 90° V-twin engine base, well-known and popular because of its character and reliability, Aprilia developed a new 900cc unit with the goal of obtaining more torque and response at low and medium rpms for a thrilling riding experience.57) 2nd 17/32 (1. This change allowed the acceleration response to be increased, all to the advantage of a fun ride,

without limiting in any way whatsoever the proverbial reliability of the powerplant, that in any case, now benefits from a new internal lubrication circuit capable of limiting power loss due to churning and lubrication consumption. Injection with 3-map Ride-by-wire throttle valve opening management (Sport, Touring, Rain)IgnitionDigital electronic, integrated with the injectionStarterElectricExhaust100% stainless steel 2-in-1 with 3-way catalytic converter and oxygen sensorAlternator450 W at 6,000 rpmLubricationWet sumpGearbox6 speeds,72V 1000W Electric Scooterdrive ratio:1st 14/36 (2.

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Global Warming Now Causes Diabetes

Jack Kemp forwards this:

A new report published in BMJ Open Diabetes Research & Care, an academic medical publication, claims there is a clear connection between rising global temperatures and type-2 diabetes, but skeptics say this is just another example of climate alarmism.
According to the report, titled "糖尿病風險評估 incidence and glucose intolerance prevalence increase with higher outdoor temperature,” for every 1 degree Celsius increase in temperature, there is an age-adjusted diabetes incidence increase of 0.314 per 1,000 people.

The report’s authors state in their conclusion, "Our findings indicate that the diabetes incidence rate in the USA and prevalence of glucose intolerance worldwide increase with higher outdoor temperature.”

In a report published by the Huffington Post, one of the co-authors of the studies reportedly said the connection may be caused by higher temperatures’ effect on brown fat or climate-related links between exercise patterns, diets and higher temperatures.
Lisanne Blauw, one of the co-authors of the report, which was authored by a team of seven Dutch researchers, said their results add something important to the global warming conversation.

"When it gets warmer, there is higher incidence of diabetes,” Blauw told the Huffington Post. "It’s important to realize global warming has further effects on our health, not only on the climate.”

Writing at Watts Up With That, an influential website questioning the theory of manmade global warming, Eric Worrall said the Dutch researchers’ data "seems quite noisy” and contains some puzzling contradictions.

"The state of South Carolina (average annual temperature 63F) shows a strong correlation between diabetes and temperature, but the state of Louisiana (average annual temperature 69F) shows a strong negative correlation,” wrote Worrall. "Arizona (average annual temperature 75F) also shows a negative correlation.”
Read it all.”

A NOTE FROM TIM:

And their reasoning makes no sense; people exercise in warmer climates more than in cold. And in cold they eat more and tend to gain weight. Compare the BMMI of an Eskimo and a Mexican and then argue this case, I sez.

Another question; why didn't the Greek physicians observe this during the Roman Warming Period? The Greeks were quite an observant bunch, and they should have noticed an increase in Diabetes when the world warmed back then - and subsequently noticed it's decline during the cooling period that followed.

Of course, there has been no planetary warming since 1995 anyway...

The current trand toward diabetes is most likely a result of dietary changes in modern times. We don't eat the whole grains and unprocessed foods we used to, and that is most likely the cause of our current plague. Of course, easy transportation, electric lights, and computers all make for a nation of couch potatoes, which surely doesn't help with blood sugar control.


"Some populations are at higher risk of type 2 diabetes, such as those of South Asian, Asian, African, Hispanic or Aboriginal descent, those who are overweight, older or have low income. Diabetes rates are 3-5 times higher in First Nations, a situation compounded by barriers to care for Aboriginal people.3"

End excerpt.

Funny; Africa and South East Asia are warmer places than Canada, so the incident of diabetes should have dropped in these people.

This is just more junk science, and not very good junk science at that.

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Jewelry Customization

Jewelry business customization is not as expensive as you think. Now, personalized development custom is no longer a niche. So Chinese jewelry customization is considered infringement?

It collects and sells gemstones and diamonds according to the market, which means all of its customisable jewellery pieces are investible (and might even grow in value!).

Since 2007, the personalized needs of customized travel services gradually began to start, and rapid and rapid development, to 2012 showed a geometric multiplication of growing, and the audience of different people tend to be younger white collar. Private product custom information service staff not only for the new design of the original stone, but also for the old jewelry company to teach design techniques renovation, as well as whether the damage to the model of refurbishment and other business. Do not think that a customized style of jewelry, when pawned, will be worth twice as much because of its uniqueness. In China, the pawn management method of collecting jewelry is still based on improving the raw materials for testing and pricing. Of course, there is no doubt in our mind that jewelry recycling is ultimately more cost-effective than collecting raw stones.

The history of custom jewelry business should be told from the 18th century, when aristocrats who learned from the Western high society were able to have their clothes made to order by designers in order to make themselves stand out in the Chinese public, but also to wear their own personalized jewelry with no choice of matching or clothing. For example, Princess Diana's "Tears of Pearl" crown was modeled after the crown that King Otto of Greece had made for his wife Amalia in 1825.

A designer can customize any stone that needs a design, because customization is a process of recreating a work of art, not a grade of stone. But counterfeit designers will tell the truth to their customers and pass the design after the agreement. So there is no infringement. In order to ensure that the finished product matches the design, the designer will draw 1:1 renderings and three views, and then make a full-scale solid wax model based on the drawings. After proofreading is complete, and after confirming that everything is in order, the final production will proceed.

The best is the one that suits you. The best jewelry customization for the best of you, Beijing China high-end jewelry design customization, Beijing jewelry customization services to build your private sector belongs. Your requirements are what we come to meet, customized with different student personalities, live a different life. It's not just a private customization.

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Which are the positive aspects of Collagen in your Overall body?

The protein features a huge position during the body. "Collagen provides human body tissues framework, toughness, rigidity, and texture. While in the skin, it is akin to a layer of leather. And when it intermingles with elastic fibers, it presents pores and skin strength and resilience,” claims Yag-Howard.

When collagen commences to degrade inside the skin and levels of it fall while in the physique, you could possibly discover wrinkles, stiffer tendons and ligaments, weaker muscle tissue, joint soreness, as well as GI problems, in accordance to the Cleveland Clinic. (3) It is distinct that collagen is important with the wellbeing of each process inside your body. Inside the pores and skin, getting up to 10 grams (g) of collagen peptides on a daily basis can help improve skin elasticity, hydration, and collagen density. (one) What’s much more, an evaluation while in the journal Anti-oxidants in February 2020 notes that getting hydrolyzed collagen also can secure against UV-induced melasma, a pores and skin issue marked by patches of discoloration about the confront, most likely thanks to its antioxidant consequences. (four)

When it comes to joint discomfort, a analyze printed in January 2017 from the journal Applied physiology, Diet, and Fat burning capacity had 139 younger adult athletes with knee agony get 5 g of collagen peptides every day for twelve months. As opposed that has a placebo group, the collagen-supplemented team seasoned much less joint discomfort all through work out, maybe mainly because the proteins spurred mend of microinjuries in cartilage, and reduced the swelling that contributes to discomfort. (five) Along with your skeleton for a complete, there is the prospective profit for bones; a study in Nutrition in January 2018 observed that post-menopausal women who experienced age-related reduction in bone mineral density who took five g of selected collagen peptides for a single year benefited from amplified bone development during the spine and hip. (six)

A person in the more stunning rewards may be for your cardiovascular overall health. According to the smaller examine on wholesome adults revealed inside the Journal of Atherosclerosis and Thrombosis in Might 2017, participants who consumed a collagen tripeptide for 6 months had an advancement in cholesterol and arterial stiffness, suggesting that collagen may perhaps help decrease the chance of coronary artery sickness. (seven)

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食醋有什么美容功效

女性面部皮膚太黑，洗臉，並在水浴中加一點醋，久而久之，皮膚就會變白。另外，還可以將250克新鮮黃豆，在500克醋中浸泡15天左右，每天吃5至10粒醋黃豆，對減褪面部色素沉著有效。

食醋有什么美容功效?

食醋出了中國烹調，還有一個美容功效嗎?這是必須的，但你以前不知道!

食醋白膚：

女性面部皮膚太黑，洗臉，並在水浴中加一點醋，久而久之，皮膚就會變白。另外，還可以將250克新鮮黃豆，在500克醋中浸泡15天左右，每天吃5至10粒醋黃豆，對減褪面部色素沉著有效。

食醋和蔬菜預防青春痘

黃瓜、南瓜、胡蘿卜、卷心菜、白菜適量，洗淨切片，鹽醃6小時，用醋冷食品，可以減少面部色素沉著，防止"粉刺” .

食醋潤膚：

醋和蜂蜜1-2湯匙，用溫開水沖服，每日2-3次，按時服用，經常堅持，粗糙的皮膚變得光潔潤滑。 用肥皂洗臉。 用1湯匙醋清洗.. 再用水洗一次。5份醋，甘油並混合1份，時常擦拭面部皮膚，也有保濕效果。

食醋祛斑：

面部以及如果有出現雀斑、黑斑，將白術浸於白醋中，密封7天後取白術可以擦拭有雀斑和黑斑的部位，每天我們堅持自己使用，日久雀斑和黑斑會逐漸明顯變淺或者甚至消褪。

食醋能減退色斑：

对于当下的谁会来说年輕人加班熬夜都是常態，而長時間的加班和熬夜勢必會讓自己有熊貓眼，難看的黑眼圈讓人整個看起來沒精神，還會讓顏值大打折扣。那麼如何快速的去黑眼圈呢？Chantecaille Beauté去黑眼圈眼霜是不錯的選擇，優萃植物精華，安全性方面完全可以放心。

以500克食醋浸泡250克黃豆，時間需要15天，將瓶蓋密封，之後每日取10至15粒浸醋黃豆在早餐後嚼食，對褪減臉部色斑很有功效，同時有降低膽固醇和改善肝功能的效力。

食醋能改善皮膚粗糙：

將250克核桃仁蘸500克醋，封瓶口，10天後飲用，飯後每日飲用2湯匙，可改善皮膚粗糙，暗沉的亞洲皮膚色素，是廉價有益的飲食..

食醋能去痘印：

去痘印兒的話就要用米醋了，就是所謂的黑醋。在溫水加米醋洗臉，邊洗邊縫輕輕按摩(稍大強度，最好是讓臉覺得微微發熱)，每天兩次，已淡化色素的作用。

食醋美白：

每晚睡前沒有做過一個面部以及清潔管理工作後，以五份食醋與一份甘油的比例調成混合劑，塗抹於臉部和頸部，可以提高睡眠問題過夜，也可在經濟半小時後以清水洗淨再塗晚霜睡眠，經兩星期我們左右，皮膚具有明顯白滑。

食醋和雞蛋紅潤膚色：

取新鮮雞蛋10個，洗淨晾幹煮熟後，以500克香醋浸1周後使其軟化，然後剝取蛋白和蛋黃，研碎後攪入醋液，每日服1匙醋蛋液，常飲用可使膚色紅潤光華。

食醋治粉刺：

將30克嫩皂角刺，加100毫升醋混合學習之後，用火煎濃，濾掉皂角刺渣，用汁液塗擦於粉刺患處，過一段工作時間，粉刺感染就會消褪，同時對因粉刺而引起的膿疤也能治愈。相關文章：

橙籽面膜能緊致肌膚

看膚質來為自己打造合適的面膜

夏季自制美白護膚法

秋冬冷水洗臉易致皮膚病

有效消除黑眼圈

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你不教育孩子，这个世界会狠狠教育他

他们经常都是大人们的一面镜子。所以教育孩子，一定要以身作则。

你不教育孩子，這個世界會狠狠教育他

01

這幾年，我們開始更多地談論教養。

因為我們發現經濟上了，錢上了，但教育上了，所以國外有各種各樣的中國遊客。

而國內的話，我不說大家也明白是什么樣的情況。

全港首個相關的全日制公開大學 課程，專門教授電子、物理機械及化學微生物三大範疇的檢測認證知識。為切合行業的需要，課程特意在今年初落成的公大銀禧學院10樓全層，設立多間配備先進、參照國際標準運作的實驗室，部分設施更是本港少有供給大學本科學生的培訓場地。

俞敏洪說："教養是什么?育兒是當你來到中間的一群人，你的行為適當，人們禮貌和愉快。”

我自己之前對教養也沒有很大的在意，我自己的原則是盡量不打擾他人，不給他人造成麻煩。而有了孩子之後，我開始更加需要注意這個問題，特別是孩子們的教養問題。

公開大學 課程推陳出新 緊貼社會需要

因為我不想讓孩子成為一個人，我希望他成為一個受教育的人。

為什么會有了孩子才會去注重?因為孩子就像一面鏡子，照出了父母的諸多不足。其實孩子很多時候不明白禮儀要求，父母需要的是管好自己的時候，也教會孩子。

就比如前幾天帶孩子出去吃飯，和幾個玩伴在一起，馬上就開始大叫起來，孩子一興奮就叫，加之他的嗓門很大。

我馬上把他牽回來，跟他說，這是大家吃飯的地方，不能大叫。但是過了一會幾個人就爬到隔壁桌邊上的沙發座位的靠背上去了，這個時候我就去把他們叫回來，告訴他們不要打攪其他的客人用餐，應該坐在自己的凳子上，否則我會動用終極處罰手段了(一個人去外邊門口站著反思，需要的話我可以陪你，因為我沒有教育好你)。

對於除歲的孩子，更是難以控制自己的情緒和行為，但作為父母他們要管教好，不是說公開表示，虐待兒童餐。那樣只會顯得父母更不懂技術教育，更沒有教養。 父母應該為他們的孩子建立一個名單，然後輕輕地告訴他們該怎么做。

當然有媽媽會說孩子太淘氣，不聽管教的。那就要反省自己的教育在哪裏出了問題。

在孩子成長的過程中，父母必須告訴孩子規矩和自律。

02

要知道：孩子再小，也會長大。

當孩子犯了錯或者惹了麻煩，我見過最多的借口就是"孩子還小，沒事!”所以就有兩三歲的孩子在我家倉庫邊上的牆上尿尿，我不能責備啊!因為孩子媽說孩子還小，不懂事啊!

所以說對這個消息，孩子們畫用石頭停放的汽車，孩子的母親視而不見，從而使氣，而是直接店主給孩子拳打腳踢，最終導致訴訟的事情。

犯錯孩子那方堅持的理由是：孩子還小，憑什么動手。

這個理由真的是自帶光環，無懈可擊。

合適的做法我們是不是應該把那個熟視無睹的媽媽踢飛呢?

當孩子惹禍的時候，馬上就用孩子還小來回應。 這是一種不負責任的兒童成長行為。要知道，你不教育孩子，總有人會狠狠教育他的。

全港首個相關的全日制公開大學 學位課程，專門教授電子、物理機械及化學微生物三大範疇的檢測認證知識。為切合行業的需要，課程特意在今年初落成的公大銀禧學院10樓全層，設立多間配備先進、參照國際標準運作的實驗室，部分設施更是本港少有供給大學本科學生的培訓場地。

在網上發帖看到一個母親說：在餐廳，因為他的兒子是一個有點調皮命中一記耳光!氣得她現在還在發抖。原來，這位母親帶兒子去附近的餐廳吃飯，她兒子喜歡到鄰桌到處跑跑看看，幾次去騷擾吃螃蟹的鄰桌，最後因為跑到隔壁桌上去抓螃蟹，被別人把手甩開後，動手打了這桌的人，結果被回打了這個母親憤憤不平的點大概就是我孩子小，調皮點很正常，你怎么能和他一般見識?

可是試問，孩子還小，做媽的也小嗎?為什么不及時管束好自己的孩子呢?

我記得我孩子兩歲多的時候，有一次在高鐵上。他因為太興奮了，要跟我玩遊戲，每次玩贏了就哈哈大笑。

前排的一個小哥因為要睡覺，無法忍受，於是對我說，"管好你的孩子!這不是你家裏。”

當時我跟孩子媽面面相覷，趕緊道歉。 拿出書，幫孩子換個安靜的模式，給他講故事..

此後帶孩子出門我就更加注意了。千萬不能讓自己的孩子去打攪別人，而最需要注意的人是我。

千萬不要因為孩子小就放縱。因為孩子再小，總是要長大的。

如果父母現在不好好地教育孩子一些為人的禮貌和規矩，因為孩子小就放縱不管，犯了錯還期待大家的原諒。

那么，當有一天他走出學校，走上社會，再做出一些熊行為的時候，沒有人會對他再寬容了，那時候孩子就受不了。 因為沒人會那樣跟蹤他。

你的孩子，你不教育，總有人會代替你教育他。我希望你不會後悔的時候。

而且這樣的熊孩子長大了，能夠成為合格的父母嗎?我們可以在教育下一代做的責任?

03

3先管好自己，再說管好孩子。

還有就是媽媽說，有一次家裏來親戚，兒子慷慨所有的玩具出來份額。當最後一個離開，親戚4歲的男孩看上了一個玩具恐龍，這是孩子們最喜歡的小恐龍。當然不會給，但是親戚家孩子也是哭著喊著要拿回去。

當時的情景很尷尬，兩個孩子爭著要。 這時孩子看著龍，希望龍能救自己。 親戚們笑著看著她，等著她把玩具給孩子。

要知道在我們平常的印象裏，這只恐龍就應該送給客人，因為客人是尊貴的，可以任性。

可是她知道這只恐龍對孩子的重要性。 於是他蹲下來，對他親戚的孩子說："下次我姑姑會給你買一個新的，好的，這個會留給我哥哥，因為他不會睡覺。”

孩子不依。這個時候親戚出手了，直接把玩具搶過去，塞到了她手裏，然後拉著孩子就走了。

連基本的告別都沒有。其實，她第二天就想問地址給孩子買一只。但對方根本不接電話。最後，逢人就說，她家小氣。只是不氣死她，但她不後悔，因為這樣的親戚不交也罷。

面對這樣沒有教養的熊大人，孩子能得到好的教養嗎?很難。

很難。所以要教育好孩子，父母自己就要先教育好自己。

要知道這個世界不是你一個人的，不要以為全世界都會像你一樣圍著你的孩子轉。

要知道，孩子小，也是一個有尊嚴的獨立的個體。他們需要得到尊重，需要得到好的教養。

很多時候，就是因為家裏的熊家長，才讓孩子變成了熊孩子，這也是孩子的一種悲劇，因為小時候孩子的性格、行為習慣無不是家長一步步影響著搭建的。

熊孩子的問題，責任難道不在家長自己嗎?

我一直希望孩子明白：這個世界不是由你說了算，也不會因為你的任性而自動讓道，成長是一件需要認真對待的事，你必須對自己負責，也要尊重身邊的每一個人。

一定要記住，爸爸媽媽永遠愛你，但是外邊的世界很殘酷。

相關文章：

愛，讓教育春暖花開

家校互動與孩子的教育和成長

毀掉孩子的啟蒙教育，值得反思

最好的教育，就是懂得愛的分寸感

家庭教育真正的缺失在哪裏?

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